Income tax return checklist

Basic details

• PAN and Aadhaar (both linked)
• Login credentials for the income tax portal, if available
• Bank account details: all accounts held during the year, with IFSC
• Copy of last year’s income tax return

Salary income

• Form 16 from each employer during the year
• Salary slips, if Form 16 is not yet available
• Rent receipts and landlord’s PAN (for HRA, if not claimed through the employer)

Tax statements

• Form 26AS
• Annual Information Statement (AIS) and Taxpayer Information Summary (TIS)
• Challans for advance tax or self-assessment tax paid

Other income

• Interest certificates for savings accounts, fixed deposits and bonds
• Dividend details
• Rental income: rent received, municipal taxes paid and tenant details
• Home loan interest certificate for let-out or self-occupied property

Capital gains

• Capital gains statement from your broker for shares
• Capital gains statement for mutual funds (from CAMS / KFintech or the fund house)
• Purchase and sale deeds for any property sold, with improvement costs
• Details of reinvestment for exemption (e.g. a new house or capital gains bonds)

Deductions (old regime)

• Section 80C: PF, PPF, ELSS, life insurance premiums, tuition fees, home loan principal
• Section 80D: health insurance premiums and preventive health check-ups
• Section 80CCD(1B): additional NPS contribution
• Section 80G: donation receipts with the donee’s PAN
• Education loan interest certificate (section 80E)

Business or profession

• Bank statements for all business accounts
• Books of account, or details of income and expenses
• GST returns filed during the year
• TDS certificates (Form 16A) received from clients
• Details of assets purchased, and loans taken or given

NRIs and foreign assets

• Passport, with travel dates to work out residential status
• NRE / NRO account statements
• Details of foreign bank accounts, investments and income (for residents)
• Tax residency certificate, if claiming treaty (DTAA) benefits

Not every item applies to everyone. Share what you have and we will tell you if anything else is needed.